#debtfreecommunity Instagram Photos & Videos

debtfreecommunity - 757.6k posts

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We looked inside some of the posts tagged with #debtfreecommunity and here's what we found interesting.

Inside 59 Posts

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18 minutes
Average like
7.7
Average comment
1.9
Posts with video
5/59
Posts with photo
54/59

Hashtag Popularity

So this month three years ago, we had $261,000 in student loans. Fast forward to today, we have less than $80,000.... but here is the kicker: We Waited to Refinance!! .
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We waited until 2018 because refinancing is not always the best move! Here is why!!
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Tap the link in the bio to learn why & when it is best (Or not the best) to refinance student loans. #studentloans #studentloanssuck #refinancestudentloandebt #personalfinance #debtfreecommunity

So this month three years ago, we had $261,000 in student loans. Fast forward to today, we have less than $80,000.... but here is the kicker: We Waited to Refinance!! .
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We waited until 2018 because refinancing is not always the best move!  Here is why!!
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Tap the link in the bio to learn why & when it is best (Or not the best) to refinance student loans. #studentloans #studentloanssuck #refinancestudentloandebt #personalfinance #debtfreecommunity
0 0 8 hours ago

Go follow 👉🏽@epartridge3
It’s always prudent to keep good, clean mental notes of those who ignored, criticized, or doubted you along your personal road to greatness. I certainly have a wholesome list of names that will remain anonymous in my future remarks. Raise your hand 🙋🏽‍♀️ 🙋🏽‍♂️ in the comments if you have a list too. 🤣🤣 I mean hey...Joseph remembered. 🤷🏽‍♂️ He just did the right thing when it was time.
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LIKE | SHARE | TAG | FOLLOW

#EP3Inspiration #Success #Inspiration #Motivation #Entrepreneur #BusinessOwner #BlackOwned #BlackBusiness #BlackWallStreet #BlackWomen #BlackMen #BlackMagic #BlackWealth #BlackGirlsRock #BlackCommunity #BlackExcellence #DebtFreeCommunity #FinancialFreedom #SecureTheBag #PersonalFinance #Melanated #BlackandEducated #BlackGirlMagic #GoalSetting #BuildYourEmpire #FemaleEntrepreneur #MillionaireMindset #WorkFromHomeMom #BibleQuotes #FaithQuotes

Go follow 👉🏽@epartridge3
It’s always prudent to keep good, clean mental notes of those who ignored, criticized, or doubted you along your personal road to greatness. I certainly have a wholesome list of names that will remain anonymous in my future remarks. Raise your hand 🙋🏽‍♀️ 🙋🏽‍♂️ in the comments if you have a list too. 🤣🤣 I mean hey...Joseph remembered. 🤷🏽‍♂️ He just did the right thing when it was time.
⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
LIKE | SHARE | TAG | FOLLOW
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#EP3Inspiration #Success #Inspiration #Motivation #Entrepreneur #BusinessOwner #BlackOwned #BlackBusiness #BlackWallStreet #BlackWomen #BlackMen #BlackMagic #BlackWealth #BlackGirlsRock #BlackCommunity #BlackExcellence #DebtFreeCommunity #FinancialFreedom #SecureTheBag #PersonalFinance #Melanated #BlackandEducated #BlackGirlMagic #GoalSetting #BuildYourEmpire #FemaleEntrepreneur #MillionaireMindset #WorkFromHomeMom #BibleQuotes #FaithQuotes
4 2 8 hours ago

The list wont end when you have kids, using the Holiday Bundle from @smplans and taking advantage of Prime Deals .... savings!! Also Ely20 to save and have this adorable Bundle!! Its a whole kit with budget, ifeas, categories....🤗
#plannerlove #personalrings #lvplanner #lvdamiergraphite #lvagendamm #plannermom #plannerlove #debtfreejourney #financesplan #debtfreecommunity #dfc #plannerobsessed #plannercommunity #stationerylove #plannerinspiration #lvdamierplanner

The list wont end when you have kids, using the Holiday Bundle from @smplans and taking advantage of Prime Deals .... savings!! Also Ely20 to save and have this adorable Bundle!! Its a whole kit with budget, ifeas, categories....🤗
#plannerlove #personalrings #lvplanner #lvdamiergraphite #lvagendamm #plannermom #plannerlove #debtfreejourney #financesplan #debtfreecommunity #dfc #plannerobsessed #plannercommunity #stationerylove #plannerinspiration #lvdamierplanner
4 0 8 hours ago

I saved $40ish this week by cutting my sons hair, and for the first time ever, cutting my own! My son's hair looks great! Mine.. well.. there's room for improvement 😂 every penny counts though!

#savingmoney #debtfreejourney #debtfreejourneywithkids #debtfreecommunity #babysteps #babystep1 #budgeting #budgetlife #frugal #diy

I saved $40ish this week by cutting my sons hair, and for the first time ever, cutting my own! My son's hair looks great! Mine.. well.. there's room for improvement 😂 every penny counts though!

#savingmoney #debtfreejourney #debtfreejourneywithkids #debtfreecommunity #babysteps  #babystep1 #budgeting #budgetlife #frugal #diy
0 0 8 hours ago

This weekend we went to @daveramsey smart conference in Sacramento you guys it was the best Saturday we have ever spent.
The smart conference was filled with amazing speakers incredible and inspiring humans.
So many emotions involved I was crying like a 15 year old hormonal teenager.
Abel and i have made so many stupid money decisions in our life’s SOOOO MANY!
Ever since we heard about @daveramsey and his Podcast(seriously listen to the podcast) we have changed our life’s and the way we handle Gods money.
We got intentional and paid of all of our debts(ALL OF THEM) 😭
We down sized in so many things but the contentment is real we feel the happiest we’ve ever been.
My drive paid of cars
We budget like crazy
We no longer pay car companies every month we pay our selves.
If We can’t afford it we don’t buy it.
We stopped looking rich because we want to be rich.
We are so blessed and grateful for someone like @daveramsey because he gives you the tools and all we have to do is use them and follow the steps.
We listen to the podcast everyday, everywhere that my 5 year old boy knows Dave’s Ramsey’s introduction 😆
He’s a FAN you guys and he’s barely 5 years old 😭
He knows debt is Dumb and cash is King 👑 .
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#debtfreecommunity #debtfreejourney #daveramseybabysteps #ramsey #smartconf #smartconference #style #smartconference2019 #momlife #inspo #debtisdumb #debtfreefamily #debtfreeliving #lifestyle

This weekend we went to @daveramsey smart conference in Sacramento you guys it was the best Saturday we have ever spent.
The smart conference was filled with amazing speakers incredible and inspiring humans. 
So many emotions involved I was crying like a 15 year old hormonal teenager.
Abel and i have made so many stupid money decisions in our life’s SOOOO MANY! 
Ever since we heard about @daveramsey and his Podcast(seriously listen to the podcast) we have changed our life’s and the way we handle Gods money. 
We got intentional and paid of all of our debts(ALL OF THEM) 😭 
We down sized in so many things but the contentment is real we feel the happiest we’ve ever been.
My drive paid of cars 
We budget like crazy 
We no longer pay car companies every month we pay our selves.
If We can’t afford it we don’t buy it. 
We stopped looking rich because we want to be rich. 
We are so blessed and grateful for someone like @daveramsey because he gives you the tools and all we have to do is use them and follow the steps.
We listen to the podcast everyday, everywhere that my 5 year old boy knows Dave’s Ramsey’s introduction 😆 
He’s a FAN you guys and he’s barely 5 years old 😭 
He knows debt is Dumb and cash is King 👑 .
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#debtfreecommunity #debtfreejourney #daveramseybabysteps #ramsey #smartconf #smartconference #style #smartconference2019 #momlife #inspo #debtisdumb #debtfreefamily #debtfreeliving #lifestyle
3 0 8 hours ago

Who else is guilty of this? No more!
#debtfreecommunity #daveramsey

Who else is guilty of this? No more! 
#debtfreecommunity #daveramsey
2 2 8 hours ago

DEBT FREE FAM! I need your help!
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As a part-time fitness instructor, I technically already have a side hustle BUT I recently saw someone post about drop shipping businesses and it intrigued me!
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I thought a perfect way to combine my corporate retail background with my passion for fitness would be to open an online store for fitness/athleisure apparel! That being said I have NO idea about the drop ship model and would just love to pick ANYONE’s brain haha.
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Please drop any tips or even other accounts you might follow below 👇🏾👇🏾👇🏾 that you think would be helpful!! ———
#debtfreecommunity #dfc #debtfreejourney #debtfree #financialfreedom #budgeting #daveramsey #debtfreedom #debtsnowball #personalfinance #debtisdumb #babysteps #savingmoney #debtfreeliving #debtfreegoals #daveramseybabysteps #budgetlife #debt #financialindependence #debtfreelife #finance #babystep2 #bgm #futurefreedom #livelikenooneelse #debtfreehustle #wealthbuilding #moneymindset #sidehustles

DEBT FREE FAM! I need your help!
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As a part-time fitness instructor, I technically already have a side hustle BUT I recently saw someone post about drop shipping businesses and it intrigued me!
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I thought a perfect way to combine my corporate retail background with my passion for fitness would be to open an online store for fitness/athleisure apparel! That being said I have NO idea about the drop ship model and would just love to pick ANYONE’s brain haha.
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Please drop any tips or even other accounts you might follow below 👇🏾👇🏾👇🏾 that you think would be helpful!! ———
#debtfreecommunity #dfc #debtfreejourney #debtfree #financialfreedom #budgeting #daveramsey #debtfreedom #debtsnowball #personalfinance #debtisdumb #babysteps #savingmoney #debtfreeliving #debtfreegoals #daveramseybabysteps #budgetlife #debt #financialindependence #debtfreelife #finance #babystep2 #bgm #futurefreedom #livelikenooneelse #debtfreehustle #wealthbuilding #moneymindset #sidehustles
1 0 8 hours ago

Everyone needs money, and most people want more. In this episode, Kevin and I dig deep on truly building wealth, in different stages of life & financial positions. .
NEW Link in my bio!
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@mamawamission .
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#debtfreecommunity #financialfreedom #buildingwealth #strongmindset #moneygoals #retireyoung #personalfinance #moneymindset #investorlife

Everyone needs money, and most people want more. In this episode, Kevin and I dig deep on truly building wealth, in different stages of life & financial positions. .
NEW Link in my bio!
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@mamawamission .
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#debtfreecommunity #financialfreedom #buildingwealth #strongmindset #moneygoals #retireyoung #personalfinance #moneymindset #investorlife
2 0 8 hours ago

Just signed up to the @firstrade app and got my 1st of many FREE stocks.
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My first stock came out as a share of Bank of America which has good value
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If you want to earn your first of many FREE stocks us the link in my bio @_inv3stor_ to sign up to the @firstrade . You can also use my other links to get more free stocks from @ROBINHOODAPP and @webullglobal.
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#inv3stor #financialliteracy #millenialinvesting #freemoney #freestock #freestocks #freeinvestment #shareholder #personalfinance #budgeting #dividends #dividendstocks #blackinvestors #firecommunity #debtfreecommunity #financialfreedom #blackwealth #blackmoney #generationalwealth #millenialmoney #investing101 #brokemillenial #buildingpassiveincome #creatingpassiveincome #multiplestreamsofincome #webullapp #robinhoodapp #acornsapp #stashapp #marijuanastocks

Just signed up to the @firstrade app and got my 1st of many FREE stocks.
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My first stock came out as a share of Bank of America which has good value
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If you want to earn your first of many FREE stocks us the link in my bio @_inv3stor_ to sign up to the @firstrade . You can also use my other links to get more free stocks from @ROBINHOODAPP and @webullglobal.
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#inv3stor #financialliteracy #millenialinvesting #freemoney #freestock #freestocks #freeinvestment #shareholder #personalfinance #budgeting #dividends #dividendstocks #blackinvestors #firecommunity #debtfreecommunity #financialfreedom #blackwealth #blackmoney #generationalwealth #millenialmoney #investing101 #brokemillenial  #buildingpassiveincome #creatingpassiveincome #multiplestreamsofincome #webullapp #robinhoodapp #acornsapp #stashapp #marijuanastocks
0 0 8 hours ago

I've just posted this on my stories and thought I'd add it here too if someone fancies a free children's book. #reindeerready #mcdonaldsuk

I've just posted this on my stories and thought I'd add it here too if someone fancies a free children's book. #reindeerready #mcdonaldsuk
3 3 8 hours ago

..FINALLY!! Now it’s time to get gazelle intense with my remaining 5k debt! I’m so excited about this financial win because now I can finally give my undivided attention to paying off my debt. 40k in my savings gives me comfort & security. I like having a big savings because it gives me a nest to fall back on, in case anything ever happens to my job. That’s the reason behind not taking money from my savings to pay off my debt. Many won’t agree with it but personal finance.. is personal :) #debtfreecommunity #debtfreejourney #debtfreeliving #debtisdumb #financiallysavvy financialfreedom #financialstability #frugalliving #frugallivinginCA #frugal #fitandfrugal #babystep2 #babystep3 #savingup #housefund #downpayment #singleincomenokids #minimalism #wannabeminimalist

..FINALLY!! Now it’s time to get gazelle intense with my remaining 5k debt! I’m so excited about this financial win because now I can finally give my undivided attention to paying off my debt. 40k in my savings gives me comfort & security. I like having a big savings because it gives me a nest to fall back on, in case anything ever happens to my job. That’s the reason behind not taking money from my savings to pay off my debt. Many won’t agree with it but personal finance.. is personal :) #debtfreecommunity #debtfreejourney #debtfreeliving #debtisdumb #financiallysavvy financialfreedom #financialstability #frugalliving #frugallivinginCA #frugal #fitandfrugal #babystep2 #babystep3 #savingup #housefund #downpayment #singleincomenokids #minimalism #wannabeminimalist
6 1 8 hours ago

It was 2.5% when I opened this account! Ugh @marcusbygoldmansachs

It was 2.5% when I opened this account! Ugh @marcusbygoldmansachs
6 7 8 hours ago

Our new car! A 2015 Kia Sedona! Today I’m turning in my lease because we bought this car 💵CASH! We’ve been working towards this goal for 3 years and thanks to @daveramsey we did it! It feels amazing to not have a car payment and I’m so excited to have a more functional vehicle for our family! God is good! .
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#2015kiasedona #kia #vanclub #momvehicle #momcar #debtfreecommunity #debtfree #davidramsey #daveramsey #daveramseybabysteps #financialpeaceuniversity

Our new car! A 2015 Kia Sedona! Today I’m turning in my lease because we bought this car 💵CASH! We’ve been working towards this goal for 3 years and thanks to @daveramsey we did it! It feels amazing to not have a car payment and I’m so excited to have a more functional vehicle for our family! God is good! .
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#2015kiasedona #kia #vanclub #momvehicle #momcar #debtfreecommunity #debtfree #davidramsey #daveramsey #daveramseybabysteps #financialpeaceuniversity
14 3 8 hours ago

These were my goals from October pay to November pay. Out of 5, I managed to do 3.5 successfully. I say 3.5 as I am well out of my overdraft and can close it, but I’ve chosen to keep it open until the end of the year just to be safe. My next goals are from November pay until the end of the year, they are:
- End the year with a minimum of £2,000 in my house deposit savings
- Devise and stick to a budget for my Christmas holiday🇬🇭
- Close my overdraft by the start of next year
- Have done more research into areas to possibly buy in (will quantify this at a later date) -K

#frugal #frugalwinter #debtfreejourney #debtfreecommunity #ukdebtfreecommunity #motivation #moneysavingtips #financialfreedom #saving

These were my goals from October pay to November pay. Out of 5, I managed to do 3.5 successfully. I say 3.5 as I am well out of my overdraft and can close it, but I’ve chosen to keep it open until the end of the year just to be safe. My next goals are from November pay until the end of the year, they are:
- End the year with a minimum of £2,000 in my house deposit savings
- Devise and stick to a budget for my Christmas holiday🇬🇭
- Close my overdraft by the start of next year
- Have done more research into areas to possibly buy in (will quantify this at a later date) -K

#frugal #frugalwinter #debtfreejourney #debtfreecommunity #ukdebtfreecommunity #motivation #moneysavingtips #financialfreedom #saving
0 0 8 hours ago

My simple answer it didn't work for me because my mindset didn't change about money.

Let me paint the picture for you a little bit. I was about 20 years old at this point I had been out on my own for about 2 years. I was a single mom of a toddler son and I had racked up quite a bit of debt.

Everything from a past due DirecTV bill to a maxed out Best Buy credit card and a maxed out Bank of America credit card. I knew that I wanted to do consolidating debt because I was getting so many debt collectors calling no stop. When I got involved with consolidation I remember I added six accounts to that agency.

After two years of making payments I had paid off all those accounts but that didn't mean I was debt free. I opened new credit cards and use those. I never again really got in the hole where I was so behind but I never got to debt freedom.

My money management and my mindset did not change. I was still using credit cards and paying for my past.
If you want to achieve that debt freedom you have to make the decision that you were not going to use credit cards to fuel your lifestyle. You have to change your thinking that credit cards are not a back-up plan they are not your emergency fund. Frankly credit cards are not your friend.

Once I made the decision that if I could not pay with it in cash then I could not afford it. That's when I really started to see the difference. I stop using my credit cards and now I can see the light at the end of the tunnel.

Consolidating debt works for some people especially if you are trying to get away from high interest. But moving your debt around doesn't make it go away. You have to make the conscious decision to change your ways and your thinking.

So let me know if you have ever Consolidated your debt. Did it work for you? If it didn't why not?

#thefrugalmamabear #financialfreedom #financialfitness #finances #nevergiveup #strivefortommorrow #budgets #debtfreecommunity #debtfreejourney #alwaysmovingforward #rejoiceinthesmallthings #celebratethesmall #success #contentment #realhappiness #longtermfinancialsuccess

My simple answer it didn't work for me because my mindset didn't change about money.

Let me paint the picture for you a little bit. I was about 20 years old at this point I had been out on my own for about 2 years. I was a single mom of a toddler son and I had racked up quite a bit of debt.

Everything from a past due DirecTV bill to a maxed out Best Buy credit card and a maxed out Bank of America credit card. I knew that I wanted to do consolidating debt because I was getting so many debt collectors calling no stop. When I got involved with consolidation I remember I added six accounts to that agency.

After two years of making payments I had paid off all those accounts but that didn't mean I was debt free. I opened new credit cards and use those. I never again really got in the hole where I was so behind but I never got to debt freedom.

My money management and my mindset did not change. I was still using credit cards and paying for my past. 
If you want to achieve that debt freedom you have to make the decision that you were not going to use credit cards to fuel your lifestyle. You have to change your thinking that credit cards are not a back-up plan they are not your emergency fund. Frankly credit cards are not your friend.

Once I made the decision that if I could not pay with it in cash then I could not afford it. That's when I really started to see the difference. I stop using my credit cards and now I can see the light at the end of the tunnel.

Consolidating debt works for some people especially if you are trying to get away from high interest. But moving your debt around doesn't make it go away. You have to make the conscious decision to change your ways and your thinking.

So let me know if you have ever Consolidated your debt. Did it work for you? If it didn't why not?

#thefrugalmamabear#financialfreedom#financialfitness#finances#nevergiveup#strivefortommorrow#budgets#debtfreecommunity#debtfreejourney#alwaysmovingforward#rejoiceinthesmallthings#celebratethesmall#success#contentment#realhappiness#longtermfinancialsuccess
1 2 8 hours ago

Just got my first paycheck in today and all of it went to savings. 😁🎉 Still waiting on my freelance money though. I'll see the checks trickle in as Christmas arrives. I'm just plugging away and working toward that big savings goal. .
What are you working on this week?

#debtfreecommunity #debtisdumb #debtfree #debtfreejourney #daveramsey #daveramseybabysteps #financialfreedom #financialpeace #moneysavingmama #moneysavingmom #hustle

Just got my first paycheck in today and all of it went to savings. 😁🎉 Still waiting on my freelance money though. I'll see the checks trickle in as Christmas arrives. I'm just plugging away and working toward that big savings goal. .
What are you working on this week?

#debtfreecommunity #debtisdumb #debtfree #debtfreejourney #daveramsey #daveramseybabysteps #financialfreedom #financialpeace #moneysavingmama #moneysavingmom #hustle
0 0 8 hours ago

It’s time to share my 2020 goals. These may change/ I may add more over the next few months as my wages are changing etc. But next year is the year for me, my boyfriend and I are determined to start the ball rolling with looking for houses and we can’t wait 💕 I am also looking forward to really decluttering and getting rid off so much stuff before I move out. I really want to try and live as minimalist as possible only buying what I need ☺️
What are your 2020 plans? 💕

#budgetwithme1 #nospendmonth #debtfreecommunity #sidehustle #makingmoneyonline #2020goals #2020goals #sinkingfunds #ukdebtfree #savingmoney #savingtowardsahousedeposit #savinggoals #moneysaving #moneysavingtips #frugalliving #frugal #frugallifestyle #frugal

It’s time to share my 2020 goals. These may change/ I may add more over the next few months as my wages are changing etc. But next year is the year for me, my boyfriend and I are determined to start the ball rolling with looking for houses and we can’t wait 💕 I am also looking forward to really decluttering and getting rid off so much stuff before I move out. I really want to try and live as minimalist as possible only buying what I need ☺️
What are your 2020 plans? 💕

#budgetwithme1 #nospendmonth #debtfreecommunity #sidehustle #makingmoneyonline #2020goals #2020goals #sinkingfunds #ukdebtfree #savingmoney #savingtowardsahousedeposit #savinggoals #moneysaving #moneysavingtips #frugalliving #frugal #frugallifestyle #frugal
3 0 8 hours ago

We had our home inspections on the new house completed last night. Visiting the home that we know we’ll be living in long-term and raising this baby in was surreal and exciting.😍

I never thought we’d be buying a home so quickly after moving here, but I truly feel blessed to be on the track we’re on🙏🏼

We had our home inspections on the new house completed last night. Visiting the home that we know we’ll be living in long-term and raising this baby in was surreal and exciting.😍
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I never thought we’d be buying a home so quickly after moving here, but I truly feel blessed to be on the track we’re on🙏🏼
4 1 8 hours ago

November is coming to an end very quickly and while I’ve been fortunate to bring in a lot of extra income this month, I know not every month will be this fruitful. But, I’ve loved the momentum that this has given me to work hard. I’ve been able to completely cash flow Christmas (without any effort), get a good portion of my EF going, and am well on my way to getting these Debt Snowball payments underway! As such, I am going to continue to do everything I can to keep the extra income streams running. I’ve already booked a Babysitting gig for Christmas and sounds like they might want to be regular (casual) clients so that’s great! Do you have any side hustles planned for December yet? #dfc #debtfreecommunity #debtfreejourney #debtfreecommunitycanada #canadiandebtfreecommunity #frugalliving #frugal30something #sidehustle

November is coming to an end very quickly and while I’ve been fortunate to bring in a lot of extra income this month, I know not every month will be this fruitful.  But, I’ve loved the momentum that this has given me to work hard.  I’ve been able to completely cash flow Christmas (without any effort), get a good portion of my EF going, and am well on my way to getting these Debt Snowball payments underway!  As such, I am going to continue to do everything I can to keep the extra income streams running.  I’ve already booked a Babysitting gig for Christmas and sounds like they might want to be regular (casual) clients so that’s great!  Do you have any side hustles planned for December yet? #dfc #debtfreecommunity #debtfreejourney #debtfreecommunitycanada #canadiandebtfreecommunity #frugalliving #frugal30something #sidehustle
2 3 9 hours ago

😂😂Double tap if the struggle is real for you too. (Just kidding Danny. Everyone knows the opposite of this is true 😘)

😂😂Double tap if the struggle is real for you too. (Just kidding Danny. Everyone knows the opposite of this is true 😘)
47 6 9 hours ago

As an investor it is all about the numbers right? If the numbers make sense then one choice will be clear. But with Airbnb it is more than that. Hosting on AirBnB requires being kind, communicative, flexible, calm and a host. -
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If you have those skills then look at the numbers. For my area and the house I have, I could charge $1,200 give or take $50 as a traditional rental. I can earn $2000+ on AirBnB. Once I calculated my expenses. AirBnB made more sense to me.
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The other important thing for me was flexibility. In a traditional rental your tenant is there until the lease is terminated. It could be 6 months or a year. With AirBnB people come and go. I can also block days to have my family over to enjoy the space. The numbers and that flexibility was why AirBnB was the right choice for me.
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Which real estate investing strategy are you interested in?
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#renovationproject #realestate #realestateinvesting #babystep2 #investingforearlyretirement
#investor #airbnb #financialfreedom #debtfreecommunity #debtfreejourney #biggerpockets

As an investor it is all about the numbers right? If the numbers make sense then one choice will be clear. But with Airbnb it is more than that. Hosting on AirBnB requires being kind, communicative, flexible, calm and a host. -
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If you have those skills then look at the numbers. For my area and the house I have, I could charge $1,200 give or take $50 as a traditional rental. I can earn $2000+ on AirBnB. Once I calculated my expenses. AirBnB made more sense to me.
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The other important thing for me was flexibility. In a traditional rental your tenant is there until the lease is terminated. It could be 6 months or a year. With AirBnB people come and go. I can also block days to have my family over to enjoy the space. The numbers and that flexibility was why AirBnB was the right choice for me.
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Which real estate investing strategy are you interested in?
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#renovationproject #realestate #realestateinvesting #babystep2 #investingforearlyretirement
#investor #airbnb #financialfreedom #debtfreecommunity #debtfreejourney #biggerpockets
0 0 9 hours ago

Did you know you can sell your old phone to earn money? I used to have a ton of old phones laying around the house and I wish I did this. 🤭To find out how much your old phone is worth, you can click the link in my bio and visit the “How Much Is My Phone Worth? page”. You can sell iPhones, tablets, Androids, and smartwatches. You can also buy these on Trademore’s website as well. Link in bio! @trademoremobile #ad #sellyourphoneattrademore

Did you know you can sell your old phone to earn money? I used to have a ton of old phones laying around the house and I wish I did this. 🤭To find out how much your old phone is worth, you can click the link in my bio and visit the “How Much Is My Phone Worth? page”. You can sell iPhones, tablets, Androids, and smartwatches. You can also buy these on Trademore’s website as well. Link in bio! @trademoremobile #ad #sellyourphoneattrademore
10 3 9 hours ago

🔥Follow @the_minority_investor🔥
🔥Follow @the_minority_investor🔥
🔥Follow @the_minority_investor🔥
🛎Turn up post notifications🛎

Although a bit overvalued because of the love of its dividend, Reality Income (O) has been one of the best performing REITS on the market. They operate by putting companys under triple net leases which means that the company that leases the property is responsible for paying the rent, property taxes and upkeep for the building. The reason why I personally love this company is because I have goals of buying my own rental properties and this is a great way to get into the market until I amass the amount of capital I need to make that leap for myself. O operates in over 49 countries, has over 5,900 properties under long term leases, and has over 592 months of consecutive dividend payouts.
As with any company do your own research to determine if O is right for your portfolio!!!
#realestate #reits #reit #passiveincome #landlord #rentalproperty #generationalwealth #stocks #millionairelifestyle #earlyretirement #fire #debtfree #401k #daveramsey #millionairelifestyle #stockmarket #debtfreecommunity #emergency #america #investinyourself #minorityowned #investor #invest

🔥Follow @the_minority_investor🔥
🔥Follow @the_minority_investor🔥
🔥Follow @the_minority_investor🔥
🛎Turn up post notifications🛎

Although a bit overvalued because of the love of its dividend, Reality Income (O) has been one of the best performing REITS on the market. They operate by putting companys under triple net leases which means that the company that leases the property is responsible for paying the rent, property taxes and upkeep for the building. The reason why I personally love this company is because I have goals of buying my own rental properties and this is a great way to get into the market until I amass the amount of capital I need to make that leap for myself. O operates in over 49 countries, has over 5,900 properties under long term leases, and has  over 592 months of consecutive dividend payouts. 
As with any company do your own research to determine if O is right for your portfolio!!!
#realestate #reits #reit #passiveincome #landlord #rentalproperty #generationalwealth #stocks #millionairelifestyle #earlyretirement #fire #debtfree #401k #daveramsey #millionairelifestyle #stockmarket #debtfreecommunity #emergency #america #investinyourself #minorityowned #investor #invest
1 0 9 hours ago

What is your biggest #debtfreejourney regret or mistake?

Apart from not starting sooner, I'd say that mine was burning myself out with too many side hustles in the beginning.
When I made this account, I followed lots of other accounts who were side hustling 7 days per week. It made me feel so guilty that I was just working my regular job, and soon I had a whole list of side hustles to keep me busy, as well as signing up for overtime at work 😬 anyway, before long, I was overstretched and buying myself little "treats" to compensate, and going over budget. And I was so friggin anxious trying to balance it all!

Things I've learned from it:
😀Don't compare yourself to others as you don't know their circumstances 😀Its better to do nothing but stick to the budget than to earn more, spend it all and go over budget!
😀Only do side hustles that are worth your time, or that you enjoy. Otherwise, let them go 👋

What's your biggest regret or mistake while paying off debt? Let me know below 👇

What is your biggest #debtfreejourney regret or mistake?

Apart from not starting sooner, I'd say that mine was burning myself out with too many side hustles in the beginning. 
When I made this account, I followed lots of other accounts who were side hustling 7 days per week. It made me feel so guilty that I was just working my regular job, and soon I had a whole list of side hustles to keep me busy, as well as signing up for overtime at work 😬 anyway, before long, I was overstretched and buying myself little "treats" to compensate, and going over budget. And I was so friggin anxious trying to balance it all!

Things I've learned from it:
😀Don't compare yourself to others as you don't know their circumstances 😀Its better to do nothing but stick to the budget than to earn more, spend it all and go over budget!
😀Only do side hustles that are worth your time, or that you enjoy. Otherwise, let them go 👋

What's your biggest regret or mistake while paying off debt? Let me know below 👇
9 2 9 hours ago

Not gonna lie, I’m being real lazy and real slow at reading Playing With Fire, don’t get me wrong it’s good but I am just lazy right now. Anyways, the book is about a husband and wife, Scott and Taylor, and their journey to FIRE (Financial Independence/Retire Early), which is what David and I hope to do.
⠀⠀
I am so much like Scott it’s scary. And David is very much like Taylor. Honestly, it’s like reading about ourselves (with a few differences). Anyways, at the beginning of the book Scott says something along the lines of: If I can get one million dollar idea, we will be set.
⠀⠀
And you have no idea how many times I have thought/said/planned/dreamed about my million dollar idea. Not gonna lie it’s pretty constant.
⠀⠀
Scott eventually comes to the realization the million dollar idea is to live on less and invest the rest. Which once we become debt free, we plan on doing.
⠀⠀
I’m not gonna say I’ve stopped trying to think of my million dollar idea, because I definitely still have my brain on “think rich” but I do believe FIRE is possible for us using the live on less and invest the rest method. (Idk if it’s actually called that...i told you I’m still reading the book)
⠀⠀
Anyone else a “i just need to come up with one million dollar idea” kind of person?

Not gonna lie, I’m being real lazy and real slow at reading Playing With Fire, don’t get me wrong it’s good but I am just lazy right now. Anyways, the book is about a husband and wife, Scott and Taylor, and their journey to FIRE (Financial Independence/Retire Early), which is what David and I hope to do.
⠀⠀
I am so much like Scott it’s scary. And David is very much like Taylor. Honestly, it’s like reading about ourselves (with a few differences). Anyways, at the beginning of the book Scott says something along the lines of: If I can get one million dollar idea, we will be set.
⠀⠀
And you have no idea how many times I have thought/said/planned/dreamed about my million dollar idea. Not gonna lie it’s pretty constant.
⠀⠀
Scott eventually comes to the realization the million dollar idea is to live on less and invest the rest. Which once we become debt free, we plan on doing.
⠀⠀
I’m not gonna say I’ve stopped trying to think of my million dollar idea, because I definitely still have my brain on “think rich” but I do believe FIRE is possible for us using the live on less and invest the rest method. (Idk if it’s actually called that...i told you I’m still reading the book)
⠀⠀
Anyone else a “i just need to come up with one million dollar idea” kind of person?
17 5 9 hours ago

Spending the day with Darlene today. Yea. Good Living in Arizona. Visit Millsway.com
#podcast #Christmas #love #financialfreedom #financialindependence #debtfreecommunity #debtfree

Spending the day with Darlene today. Yea. Good Living in Arizona.  Visit Millsway.com 
#podcast  #Christmas  #love  #financialfreedom #financialindependence #debtfreecommunity #debtfree
1 0 9 hours ago

Labels are FUN but Nothing Compares to Owning Assets. 💰 •


It’s Never to late to start Protecting, Investing & Growing Your Money!!!! Call Me Today to get started on Your Real Estate Journey! •

#houston #houstontexas #houstonrealtor #realtortips #realtor #investing #investment #investmentproperty #buy #sell #realestateinvestment #own #newhome #firsttimehomebuyer #luxuryrealestate #fixerupper #rentalproperties #entrepreneur #debtfreecommunity #chaseyourdreams #celebratelife #celebrityrealtor #sugarlandtx #katytx #pearlandtx #richmondtx #houstontexans #houstonastros #houstonrockets

Labels are FUN but Nothing Compares to Owning Assets. 💰 •
•
•
It’s Never to late to start Protecting, Investing & Growing Your Money!!!! Call Me Today to get started on Your Real Estate Journey! •
•
#houston #houstontexas #houstonrealtor #realtortips #realtor #investing #investment #investmentproperty #buy #sell #realestateinvestment #own #newhome #firsttimehomebuyer #luxuryrealestate #fixerupper #rentalproperties #entrepreneur #debtfreecommunity #chaseyourdreams #celebratelife #celebrityrealtor #sugarlandtx #katytx #pearlandtx #richmondtx #houstontexans #houstonastros #houstonrockets
2 0 9 hours ago

Meetup this weekend!! Even if you cant make it this weekend, go request to follow @dfctemecula and DM where you are from! Check out the latest ROLL CALL post for meetup details and let us know if you are coming! Spread the word for this new chapter of the #debtfreecommunity ! 🥳
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#DAVERAMSEY #debtfreecommunity #debtfree #temecula #goals #goaldiggger #networth #nospend #kids #expensiveaf #shoppingproblems #spender #dogsofinstagram #stopbuyingshityoudontneed #dfc #oldlady #beweird #cashisking #dfctemecula #temeculadfc #dfcorangecounty #orangecountydfc #momof3 #dfcocie

Meetup this weekend!! Even if you cant make it this weekend, go request to follow @dfctemecula and DM where you are from! Check out the latest ROLL CALL post for meetup details and let us know if you are coming! Spread the word for this new chapter of the #debtfreecommunity ! 🥳
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#DAVERAMSEY #debtfreecommunity #debtfree #temecula #goals #goaldiggger #networth #nospend #kids #expensiveaf #shoppingproblems #spender #dogsofinstagram #stopbuyingshityoudontneed #dfc #oldlady #beweird #cashisking #dfctemecula #temeculadfc #dfcorangecounty #orangecountydfc #momof3 #dfcocie
5 1 9 hours ago

One of those days!

One of those days!
3 2 9 hours ago

Are you struggling with debt and can’t find a way out? Learn why and how you should pay off your debt as quickly as possible. Tag a friend that is looking to be debt free! The article link is in our bio. #dontwait #finance #savemoney

Are you struggling with debt and can’t find a way out? Learn why and how you should pay off your debt as quickly as possible. Tag a friend that is looking to be debt free! The article link is in our bio. #dontwait #finance #savemoney
10 1 9 hours ago

You know the feeling when you wake up in a warm bed on a cold morning? It’s super comfortable, right!? I just don’t want to get up and get the day started. I have to think of the value I can bring in order to motivate me to get up.

Luckily I stopped by @dunkin for donuts last night, so I really had something to look forward to. This led me to start thinking about other tough choices, like picking a new credit card.

Picking a new card seems simple, but it can be nerve racking because of all the options. I’ve tried to lay out some guidelines for you to follow, along with a bit of motivation, but of course we have to start with donuts 😁
Thanks to @themodernlifemrs for the great photo!

Enjoy your day and DM me for any financial help.
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#704 #cash #concordnc #entrepreneur #entrepreneurship #extraincome #finance #income #investing #investor #millionairemindset #money #motivation #queencity #rich #stockmarket #stocks #wealth #warrenbuffet #personalfinance #debtfreecommunity #debtfreejourney #entrepreneurlife #blackexcellence #debtfree #financialeducation #wisdom #generationalwealth #realestate #cashflow

You know the feeling when you wake up in a warm bed on a cold morning?  It’s super comfortable, right!? I just don’t want to get up and get the day started. I have to think of the value I can bring in order to motivate me to get up.

Luckily I stopped by @dunkin for donuts last night, so I really had something to look forward to. This led me to start thinking about other tough choices, like picking a new credit card.

Picking a new card seems simple, but it can be nerve racking because of all the options. I’ve tried to lay out some guidelines for you to follow, along with a bit of motivation, but of course we have to start with donuts 😁 
Thanks to @themodernlifemrs for the great photo!

Enjoy your day and DM me for any financial help.
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#704 #cash #concordnc #entrepreneur #entrepreneurship #extraincome #finance #income #investing #investor #millionairemindset #money #motivation #queencity #rich #stockmarket #stocks #wealth #warrenbuffet #personalfinance #debtfreecommunity #debtfreejourney #entrepreneurlife #blackexcellence #debtfree #financialeducation #wisdom #generationalwealth #realestate #cashflow
5 1 9 hours ago

You do not have to live with bad credit, contact me! I can help you get you credit cleaned and your credit scores up into the excellent credit category.
DM me. -

#celebritycreditguru #creditrepair #credit #creditcards #creditscore #creditdebt #creditrepairservices #creditrestoration #creditcard #creditcarddebt #creditconsultant #experian #equifax #transunion #personalloan #businessloans #preapprovals #debtfreecommunity #creditgoals

You do not have to live with bad credit, contact me! I can help you get you credit cleaned and your credit scores up into the excellent credit category.
DM me. -

#celebritycreditguru  #creditrepair #credit #creditcards #creditscore #creditdebt #creditrepairservices #creditrestoration #creditcard #creditcarddebt #creditconsultant #experian #equifax #transunion #personalloan #businessloans #preapprovals #debtfreecommunity #creditgoals
3 0 9 hours ago

Five days left and Murphy has tried all it can to throw me off course. In the past week I’ve had a horrible ear infection, lost a grandma, lost a beloved pet, and a myriad of other things that made me want to just push everything into next month. But that is not going to happen. I am on track for debt freedom and I am so excited to see this thing through to the end! #debtfreecommunity #debtfreejourney #ynabcommunity

Five days left and Murphy has tried all it can to throw me off course. In the past week I’ve had a horrible ear infection, lost a grandma, lost a beloved pet, and a myriad of other things that made me want to just push everything into next month. But that is not going to happen. I am on track for debt freedom and I am so excited to see this thing through to the end! #debtfreecommunity #debtfreejourney #ynabcommunity
6 2 9 hours ago

Ok so this may be a bit bold of me but I COMPLETELY disagree with this enough so to take any backlash That may come my way.

Look- $1,000 is a wonderful stepping stone! 1 out of every 4 American’s don’t have a single dollar set aside for an emergency fund so I completely understand that $1,000 is a big deal in that instance.

However- we’re at the end of 2019...what does $1,000 really get you nowadays? Not a whole hell of a lot, that’s for sure.
My recommendation is to evaluate your potential for becoming unemployed or otherwise being faced with an emergency such as medical expenses, car failure, home repairs and more. The average length of unemployment is currently at 22 weeks. Would $1,000 cover all of your expenses if you were laid off today?
If you rent, home repairs are on the landlord so your risk is near zero. However, if your car breaks and it’s the only way to get to work, it’s on you! Sudden medical expenses not covered by insurance? You. Family emergency a flight away? You.
My point is, the more you have in your emergency fund, the more secure you are in the event you need it.
My recommendation is a minimum of $5,000 with a goal of 3 months worth of expenses before you start hitting the debt snowball hard.
In the end, your strategy dictates your future. Make it a secure one. It’s up to you!
I’d love to hear your thoughts! Do you think $1,000 is enough?
#thebudgetboss #debtfreecommunity #debtfreejourney #debt #debtfree #financialhealth #financialstability #debtsnowball #financialfreedom #financialliteracy #financialeducation #debtfreegoals #debtfreedom #budgettips #budgetgoals

Ok so this may be a bit bold of me but I COMPLETELY disagree with this enough so to take any backlash That may come my way.

Look- $1,000 is a wonderful stepping stone! 1 out of every 4 American’s don’t have a single dollar set aside for an emergency fund so I completely understand that $1,000 is a big deal in that instance.

However- we’re at the end of 2019...what does $1,000 really get you nowadays? Not a whole hell of a lot, that’s for sure. 
My recommendation is to evaluate your potential for becoming unemployed or otherwise being faced with an emergency such as medical expenses, car failure, home repairs and more. The average length of unemployment is currently at 22 weeks. Would $1,000 cover all of your expenses if you were laid off today? 
If you rent, home repairs are on the landlord so your risk is near zero. However, if your car breaks and it’s the only way to get to work, it’s on you! Sudden medical expenses not covered by insurance? You. Family emergency a flight away? You. 
My point is, the more you have in your emergency fund, the more secure you are in the event you need it. 
My recommendation is a minimum of $5,000 with a goal of 3 months worth of expenses before you start hitting the debt snowball hard. 
In the end, your strategy dictates your future. Make it a secure one. It’s up to you! 
I’d love to hear your thoughts! Do you think $1,000 is enough? 
#thebudgetboss #debtfreecommunity #debtfreejourney #debt #debtfree #financialhealth #financialstability #debtsnowball #financialfreedom #financialliteracy #financialeducation #debtfreegoals #debtfreedom #budgettips #budgetgoals
4 0 9 hours ago

You owe it to your kids to teach them about money. ⁣
💰⁣
Don't wait for schools to put it in their curriculum. ⁣
🤷‍♀️⁣
Don't wait until life teaches them the way it taught you. ⁣
Show them the way. ⁣
#truestory
When we were paying off debt, we told our kids about our budget, frugality, saving money. ⁣
👛⁣
We let them be a part of our journey so they could learn and do better when they got older. ⁣
😀⁣
Do you teach your kids about money?

You owe it to your kids to teach them about money. ⁣
💰⁣
Don't wait for schools to put it in their curriculum. ⁣
🤷‍♀️⁣
Don't wait until life teaches them the way it taught you. ⁣
Show them the way. ⁣
#truestory⁣
When we were paying off debt, we told our kids about our budget, frugality, saving money. ⁣
👛⁣
We let them be a part of our journey so they could learn and do better when they got older. ⁣
😀⁣
Do you teach your kids about money?
1 1 9 hours ago

I have wanted to get professional family photos done since I had my first baby. But now that I’ve had baby number 2, I really want to get photos done even more. I don’t have a big budget for them. So that part was hard. But my friend recommended a photographer she uses. I looked her up, and she’s having mini sessions for the holidays. It’s only $40!!! So I’ll finally be getting my pictures done!

#debtfreecommunity #debtfreejourney #frugal #frugalliving #familyphotos #familypictures

I have wanted to get professional family photos done since I had my first baby. But now that I’ve had baby number 2, I really want to get photos done even more. I don’t have a big budget for them. So that part was hard. But my friend recommended a photographer she uses. I looked her up, and she’s having mini sessions for the holidays. It’s only $40!!! So I’ll finally be getting my pictures done!
•
#debtfreecommunity #debtfreejourney #frugal #frugalliving #familyphotos #familypictures
8 0 9 hours ago

Huge Congratulations to Jeanette W. on her new car! Check out her testimony:
I Couldn't get a car in my name to save my life ,My CREDIT was so bad 👎 I kept getting DENIED..My sister was so kind to be able to let me lease a car in her name for the past three years 🙏🏽 through Repossessions, Bankruptcies, Late Payments & Tons of credit card debt, I came across this company so I can repair my credit because of the results I decided to become an AGENT.

Huge Congratulations to Jeanette W. on her new car! Check out her testimony: 
I Couldn't get a car in my name to save my life ,My CREDIT was so bad 👎 I kept getting DENIED..My sister was so kind to be able to let me lease a car in her name for the past three years 🙏🏽 through  Repossessions, Bankruptcies, Late Payments & Tons of credit card debt, I came across this company so I can repair my credit because of the results I decided to become an AGENT.
2 1 9 hours ago

You do not have to live with bad credit, contact me! I can help you get you credit cleaned and your credit scores up into the excellent credit category.
DM me. -

#celebritycreditguru #creditrepair #credit #creditcards #creditscore #creditdebt #creditrepairservices #creditrestoration #creditcard #creditcarddebt #creditconsultant #experian #equifax #transunion #personalloan #businessloans #preapprovals #debtfreecommunity #creditgoals

You do not have to live with bad credit, contact me! I can help you get you credit cleaned and your credit scores up into the excellent credit category.
DM me. -

#celebritycreditguru  #creditrepair #credit #creditcards #creditscore #creditdebt #creditrepairservices #creditrestoration #creditcard #creditcarddebt #creditconsultant #experian #equifax #transunion #personalloan #businessloans #preapprovals #debtfreecommunity #creditgoals
3 0 9 hours ago

I started in May, two months before I started this account, and boy had it been a journey so far. ⁣

When did y’all start, and how has the journey been so far?

I started in May, two months before I started this account, and boy had it been a journey so far. ⁣
⁣
When did y’all start, and how has the journey been so far?
38 16 9 hours ago

Check your emails! Joann Fabrics and Crafts sent me a $5 off $5 or more coupon valid today only! I actually subscribed with 3 emails and all 3 had a $5 coupon. I don't see a limit per person, just one per transaction, so I will go and see what goodies I can find today after work!🤗🤗🤩🤩🤩🤩
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#frugal
#frugalliving
#frugallife
#minimalist
#minimalism
#nowaste
#zerodebt
#debtfree
#cheapliving
#freegan
#free
#freestuff
#frugality
#debtfreeliving
#lowimpactliving
#debtfreecommunity
#savings
#thrifty
#budget
#savingmoney
#rvliving
#vanlife
#responsiblevanlife
#moneysaving
#moneysavingtips
#couponing
#couponingtips
#deals

Check your emails! Joann Fabrics and Crafts sent me a $5 off $5 or more coupon valid today only! I actually subscribed with 3 emails and all 3 had a $5 coupon. I don't see a limit per person, just one per transaction, so I will go and see what goodies I can find today after work!🤗🤗🤩🤩🤩🤩
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#frugal
#frugalliving
#frugallife
#minimalist
#minimalism
#nowaste
#zerodebt
#debtfree
#cheapliving
#freegan
#free
#freestuff
#frugality
#debtfreeliving
#lowimpactliving
#debtfreecommunity
#savings
#thrifty
#budget
#savingmoney
#rvliving
#vanlife
#responsiblevanlife
#moneysaving
#moneysavingtips
#couponing
#couponingtips
#deals
9 1 9 hours ago

Your relationship with money is a lifelong one. Commit to it and you’ll be much better for it.

Stop by TheWealthTip.com, take a course, read the blog, listen to the podcast, join the epic community | Link in Bio 🔗
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#thewealthtip #financialfreedom #debtfreejourney #personalfinance #personalfinanceformillennials #coaching #moneysavingtips #financialliteracy #success #wealth #debtfree #personalfinanceforwomen #onlinecourse #goals #moneytips #millennials #financialeducation #marriagegoals #invest #budget #lifelonglearning #moneymanagement #financialplan #budgeting #savings #financialindependence #debtfreecommunity

Your relationship with money is a lifelong one. Commit to it and you’ll be much better for it.
•
Stop by TheWealthTip.com, take a course, read the blog, listen to the podcast, join the epic community | Link in Bio 🔗
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#thewealthtip #financialfreedom #debtfreejourney #personalfinance #personalfinanceformillennials #coaching #moneysavingtips #financialliteracy #success #wealth #debtfree #personalfinanceforwomen #onlinecourse #goals #moneytips #millennials #financialeducation #marriagegoals #invest #budget #lifelonglearning #moneymanagement #financialplan #budgeting #savings #financialindependence #debtfreecommunity
16 7 9 hours ago

When your business trip is within driving distance, so you bring all the things 🙃😄 #plannergirlproblems #humpday #whyiplan #ihaveastickerforthat #halfweekhumping

When your business trip is within driving distance, so you bring all the things 🙃😄 #plannergirlproblems #humpday #whyiplan #ihaveastickerforthat #halfweekhumping
2 1 9 hours ago
Always be thankful for what you have while working towards what you want and don’t ever say that you don’t have enough time. If you TRULY want to....... you’ll make it happen💥 -
#tax #taxes #smallbusinessowner #thinkandgrowrich #personalfinance #smallbusinesses #financialliteracy #moneymoves #savingmoney #businessmindset #businessgrowth #profits #entrepeneursofinstagram #debtfreecommunity #finances #debtfreejourney #debtfree #financialdomination #youngprofessionals #richlifestyle #wealthbuilding #generationalwealth
2 0 9 hours ago
Always be thankful for what you have while working towards what you want and don’t ever say that you don’t have enough time. If you TRULY want to....... you’ll make it happen💥 -
#tax #taxes #smallbusinessowner #thinkandgrowrich #personalfinance #smallbusinesses #financialliteracy #moneymoves #savingmoney #businessmindset #businessgrowth #profits #entrepeneursofinstagram #debtfreecommunity #finances #debtfreejourney #debtfree #financialdomination #youngprofessionals #richlifestyle #wealthbuilding #generationalwealth
2 0 9 hours ago

Forgot to post this earlier but here is my end of October 🎃 net worth update!

In major news, I closed my Bank of America savings account and moved it to Wealthfront because a.) the 0.1% interest rate is trash 🗑 and b.) I got hit with a maintenance fee bc my balance dropped too low. So byeee 👋

My goal is to hit $150K by 2020. A few MAJOR factors might not let make me it. More on that soon!

Swipe to see the breakdown! 👉 Or head to my blog to see my exact savings for October! (Link in bio)
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#millennialmoneyhoney #networth

Forgot to post this earlier but here is my end of October 🎃 net worth update!

In major news, I closed my Bank of America savings account and moved it to Wealthfront because a.) the 0.1% interest rate is trash 🗑 and b.) I got hit with a maintenance fee bc my balance dropped too low. So byeee 👋

My goal is to hit $150K by 2020. A few MAJOR factors might not let make me it. More on that soon!

Swipe to see the breakdown! 👉 Or head to my blog to see my exact savings for October! (Link in bio)
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#millennialmoneyhoney #networth
48 9 9 hours ago

Do you know how many times people have told me I can't?
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If I had listened to those people I:
⭐Wouldnt have passed my GCSEs or A Levels
⭐Passed my driving test first time
⭐Wouldn't be getting out of debt
⭐Wouldn't be saving for a house
⭐Wouldn't have started #FMFPlanners and sold over a 100 planners in afew months
⭐Wouldn't have started this Instagram account
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When you read a @Frugal_me_free caption, look at a frugalmefree post or watch a frugalmefree story, I hope you are INSPIRED, I hope I help give you the strength to achieve that goal you dream of.
.
I hope you have a crazy little idea and think to going to reach out to Frugalmefree in your weakest moments for that time you want to give up. My purpose is to inspire and I will be your biggest cheerleader.I mean come on, I'm saving for a house in £25 installments, how optimistic is that!! But one day I will buy that house. I believe it will be much quicker as I continue to progress in my career, clear my debt, invest my money and side hustle. I act on those dreams now.
.
One thing I realised is no one knows everything about you, as much as they may message, see or know you. Many people don't know the strength you may have, your story, your Financial situation and as a result assumptions are made and advice is given based off THEIR situation...not yours. They don't know your long term goals, your income, your expenses so remember that before you listen to someone tell you...you can't something you want to do.
.
So I'm going to grab that negative energy, shake it up and turn it into positive energy. .
I can ⭐Buy a house
⭐Become debt free
⭐Invest
⭐Have financial freedom
⭐I can do so much more.
.
And you...
You can, do whatever you dreams are 🤗
.
Understand, when a person laughs at your dream it's a reflection of them, it's a reflection of their situation, their believes, their battles. But be strong, surround yourself with supportive people and ignore the ones who only have negative things to say. You don't have to settle and accept, you can dare to dream.
X

Do you know how many times people have told me I can't?
.
If I had listened to those people I:
⭐Wouldnt have passed my GCSEs or A Levels
⭐Passed my driving test first time
⭐Wouldn't be getting out of debt
⭐Wouldn't be saving for a house
⭐Wouldn't have started #FMFPlanners and sold over a 100 planners in afew months
⭐Wouldn't have started this Instagram account
.
When you read a @Frugal_me_free caption, look at a frugalmefree post or watch a frugalmefree story, I hope you are INSPIRED, I hope I help give you the strength to achieve that goal you dream of.
.
I hope you have a crazy little idea and think to going to reach out to Frugalmefree in your weakest moments for that time you want to give up. My purpose is to inspire and I will be your biggest cheerleader.I mean come on, I'm saving for a house in £25 installments, how optimistic is that!! But one day I will buy that house. I believe it will be much quicker as I continue to progress in my career, clear my debt, invest my money and side hustle. I act on those dreams now.
.
One thing I realised is no one knows everything about you, as much as they may message, see or know you. Many people don't know the strength you may have, your story, your Financial situation and as a result assumptions are made and advice is given based off THEIR situation...not yours. They don't know your long term goals, your income, your expenses so remember that before you listen to someone tell you...you can't something you want to do.
.
So I'm going to grab that negative energy, shake it up and turn it into positive energy. .
I can ⭐Buy a house
⭐Become debt free
⭐Invest
⭐Have financial freedom
⭐I can do so much more.
.
And you...
You can, do whatever you dreams are 🤗
.
Understand, when a person laughs at your dream it's a reflection of them, it's a reflection of their situation, their believes, their battles. But be strong, surround yourself with supportive people and ignore the ones who only have negative things to say. You don't have to settle and accept, you can dare to dream.
X
20 1 9 hours ago

Still one of my favorite graphics. What are you working on right now that’s got you flustered? For me it’s establishing a better morning routine 😬

Still one of my favorite graphics. What are you working on right now that’s got you flustered? For me it’s establishing a better morning routine 😬
15 5 9 hours ago

Trusty sidekick with end-of-year chunk. #plannergirlproblems #humpday #myerincondren #halfweekhumping #whyiplan

Trusty sidekick with end-of-year chunk. #plannergirlproblems #humpday #myerincondren #halfweekhumping #whyiplan
4 1 9 hours ago

If you have been interested in investing but feel and say to yourself that having enough money to invest is an issue then here is a solution for you.
-
@cashapp now has the option for you to invest in stocks for as little as $1 at a time
-
It wont buy you the whole stock but at least you can in fractions of a $1 until you reach enough to own a full share.
-
If you dont use cash app currently use the link in my bio @_inv3stor_ to sign up a get $5 FREE to use towards buying stocks.
-
To get the $5 Free you must use my link to sign up, link your bank, send $5 to someone you trust so they can send it right back to you, after that you will have received your original $5 along with the $5 bonus. ••••••••••••••••••••••••••••••••••••
Other accounts to follow 👇
@randomartman
@_inv3stor_
@acornsportfolio
@profitpiggy
@sorc1986
@stocks_anonymous
@pillar_up
@theyunginvestor
@mr.dirty87
@bueller.trades
@the_broke_investor
•••••••••••••••••••••••••••••••••••

If you have been interested in investing but feel and say to yourself that having enough money to invest is an issue then here is a solution for you.
-
@cashapp now has the option for you to invest in stocks for as little as $1 at a time
-
It wont buy you the whole stock but at least you can in fractions of a $1 until you reach enough to own a full share.
-
If you dont use cash app currently use the link in my bio @_inv3stor_ to sign up a get $5 FREE to use towards buying stocks.
-
To get the $5 Free you must use my link to sign up, link your bank, send $5 to someone you trust so they can send it right back to you, after that you will have received your original $5 along with the $5 bonus. ••••••••••••••••••••••••••••••••••••
Other accounts to follow 👇 
@randomartman
@_inv3stor_ 
@acornsportfolio 
@profitpiggy
@sorc1986
@stocks_anonymous
@pillar_up
@theyunginvestor 
@mr.dirty87
@bueller.trades
@the_broke_investor
•••••••••••••••••••••••••••••••••••
31 10 19 November, 2019

Top #debtfreecommunity posts

In 5 days I’m packing my bag (1 carry on only) and heading to Europe for 9 days with a $1200 budget, that includes flights, accommodations and all spending.

Everyday I get questions about how I afford to travel? You have to drastically lower the big four, flights, accommodations, transportation and food. If you can do that, you can travel anywhere!

After visiting 40+ countries on a shoestring budget ⬇️ are my 4 best tips.

1️⃣I live an hour + from @flylaxairport, I have 3 airports closer to me, but I never fly out of them because they’re too expensive. If you want cheap flights, you have to fly out of a large airport. Be flexible with your travel dates and use @secretflying and @skyscanner. $300 roundtrip flight to Europe? No problem on @secretflying.

2️⃣@airbnb has completely changed how I travel. It’s typically cheaper than a hotel, plus you have access to a full kitchen, so you can prepare meals at home. I love eating out on vacation, so I’ll typically prepare breakfast at the Airbnb and stock up on snacks and eat lunch and dinner out.

3️⃣You know what I hardly ever take on vacation? Taxi/Uber/Lyft. Sure in some countries they’re affordable by western standards, but in Europe they’re expensive. I take public transportation and walk most places. Granted, I lived in a major US city with a subway system, so I’m not intimated by Metros. Metros are easier to navigate than you think and will save you $100s of dollars.

4️⃣The best food on trips is not some fancy restaurant you read about on @tripadvisor. Nope, eat where the locals do. It’s better food, cheaper and a more authentic experience.

What’s your best tip for budget travel?
.
.
.
.
.
#budget #budgetlife #budgetingtips
#dfcgoals #debtfreecommunity #solotravel #europe2019 #budget #debtfreeliving #budgetliving #frugalliving #savingmoney #budgetfriendly #savingmoney #savings #budgettravel #indexfunds #savingmoney #budgetfriendly #savingsaccount #daveramsey #budgeting #savingsgoals #debtfreegoals #financialfreedom #financialindependence #saveduppaidcash #thebudgetblonde

In 5 days I’m packing my bag (1 carry on only) and heading to Europe for 9 days with a $1200 budget, that includes flights, accommodations and all spending.

Everyday I get questions about how I afford to travel? You have to drastically lower the big four, flights, accommodations, transportation and food. If you can do that, you can travel anywhere!

After visiting 40+ countries on a shoestring budget ⬇️ are my 4 best tips.

1️⃣I live an hour + from @flylaxairport, I have 3 airports closer to me, but I never fly out of them because they’re too expensive. If you want cheap flights, you have to fly out of a large airport. Be flexible with your travel dates and use @secretflying and @skyscanner. $300 roundtrip flight to Europe? No problem on @secretflying.

2️⃣@airbnb has completely changed how I travel. It’s typically cheaper than a hotel, plus you have access to a full kitchen, so you can prepare meals at home. I love eating out on vacation, so I’ll typically prepare breakfast at the Airbnb and stock up on snacks and eat lunch and dinner out.

3️⃣You know what I hardly ever take on vacation? Taxi/Uber/Lyft. Sure in some countries they’re affordable by western standards, but in Europe they’re expensive. I take public transportation and walk most places. Granted, I lived in a major US city with a subway system, so I’m not intimated by Metros. Metros are easier to navigate than you think and will save you $100s of dollars.

4️⃣The best food on trips is not some fancy restaurant you read about on @tripadvisor. Nope, eat where the locals do. It’s better food, cheaper and a more authentic experience.

What’s your best tip for budget travel?
.
.
.
.
.
#budget #budgetlife #budgetingtips 
#dfcgoals #debtfreecommunity #solotravel #europe2019 #budget #debtfreeliving #budgetliving #frugalliving #savingmoney #budgetfriendly #savingmoney #savings #budgettravel #indexfunds #savingmoney #budgetfriendly #savingsaccount #daveramsey #budgeting #savingsgoals #debtfreegoals #financialfreedom #financialindependence #saveduppaidcash #thebudgetblonde
970 49 19 November, 2019

I took me 1 year and 11 months to pay off $200,000 of debt. That’s one credit card, one car loan and two HUGE student loans payments from @uscedu and @usfca. I originally gave myself 5 years to accomplish financial freedom but because of @evegail24 @amandamarzz et al. I was able to increase my income, allowing me to dump buckets at this debt. budgeting is definitely important but you *need* to make more money if you want to dig yourself out of the type of hole I put myself in. It was also because of YOU - all of you who watched my videos, put up with all my crying and gave me advice over these two years, which helped push me through the darkness and frustration that is paying off debt. I *know* that I would not have been able to stay committed to this journey if I didn’t have YOU to help hold me accountable throughout this process. On Friday I’m uploading a very emotional video about this whole experience but until then, let’s party. Check out my YouTube channel for my @lizzobeeating Truth Hurts parody and just know how appreciative I am of all of you for cheering me on during the adventure. Next stop, @daveramsey

I took me 1 year and 11 months to pay off $200,000 of debt. That’s one credit card, one car loan and two HUGE student loans payments from @uscedu and @usfca. I originally gave myself 5 years to accomplish financial freedom but because of @evegail24 @amandamarzz et al. I was able to increase my income, allowing me to dump buckets at this debt. budgeting is definitely important but you *need* to make more money if you want to dig yourself out of the type of hole I put myself in.  It was also because of YOU - all of you who watched my videos, put up with all my crying and gave me advice over these two years, which helped push me through the darkness and frustration that is paying off debt. I *know* that I would not have been able to stay committed to this journey if I didn’t have YOU to help hold me accountable throughout this process. On Friday I’m uploading a very emotional video about this whole experience but until then, let’s party. Check out my YouTube channel for my @lizzobeeating Truth Hurts parody and just know how appreciative I am of all of you for cheering me on during the adventure. Next stop, @daveramsey
11,261 524 20 November, 2019

You don't need a fresh month to set goals! I write down my goals EVERY. SINGLE. WEEK. I like to keep them simple and realistic.⁠⠀
⁠⠀
1. Don't swipe debit card all week! I'm sticking to cash envelopes this week to help with my impulse spending.⁠⠀
2. Workout 4 times. (Like, for real. You can do it Allison!)⁠⠀
3. Cook at home (which means I need to have the "we have food at home" conversation with myself).⁠⠀
⁠⠀
I want to hear your goals! Share one in the comments! Bonus points if it's the same as mine!⁠⠀
= = = ⁠⠀
#inspiredbudget #goals #weeklygoals #savemoney #moneysaver #debtfreecommunity #cashenvelopes #cashenvelopesystem #debtfreejourney #cookathome #mealplan

You don't need a fresh month to set goals! I write down my goals EVERY. SINGLE. WEEK. I like to keep them simple and realistic.⁠⠀
⁠⠀
1. Don't swipe debit card all week! I'm sticking to cash envelopes this week to help with my impulse spending.⁠⠀
2. Workout 4 times. (Like, for real. You can do it Allison!)⁠⠀
3. Cook at home (which means I need to have the "we have food at home" conversation with myself).⁠⠀
⁠⠀
I want to hear your goals! Share one in the comments! Bonus points if it's the same as mine!⁠⠀
= = = ⁠⠀
#inspiredbudget #goals #weeklygoals #savemoney #moneysaver #debtfreecommunity #cashenvelopes #cashenvelopesystem #debtfreejourney #cookathome #mealplan
4,184 116 18 November, 2019

This weekend's sales totaled $2,017 across 36 orders! (39 items) 😃 ⁣

It has taken me a long time to build up to this volume. I’ve been a full time reseller for over 1.5 years. BUT if I can figure this thing out, so can YOU! The only thing I used to “sell“ was why reading was so important to 3rd graders! ⁣

If you’re curious to see what’s inside every one of these these packages, how much it sold for and on which platform, I’ve filmed another “What Sold This Weekend” that I released this morning. LINK in my bio. 🎯⁣

This weekend I ran an eBay store sale! I marked down my items within 3 tiers (15%, 30%, 50%) based on how long an item had been sitting in my closet (1 month, 2 months, 3+ months, respectively). This is easy to do because I have conditional formatting on my inventory sheet that triggers a different color based on how long inventory has been sitting. 🤓⁣

Thanks to my sale, eBay accounted for 48% of all my 36 sales this weekend! 🔥 ⁣

It also helped me put focus on and push inventory that was sitting in my closet for too long. Inventory management has been one of the most underrated skills I have developed as I try to run a healthy business. I've learned so much about being smart with costs from my own personal victory of becoming debt free. And when all else fails, I remember to simplify and remember what Mark Cuban says: “Sales cures all.”⁣

As an added benefit, when I run an eBay store sale, there is an increase of traffic to my store and I end up also selling pieces that are full price, helping increase my profit margins. It’s a win-win. Also, this weekend, my HUGE holiday order of free USPS boxes arrived and I feel like my office is back in order, fully stocked and ready to go to for all the CYBER Monday deals, I’m hoping to make in 2 weeks! 💃🏻⁣

Speaking of making sales, there are so many ways that other resellers pack and ship their items, so it’s got me thinking...⁣

❓How do YOU package your items especially with winter weather as unpredictable as it is? ❓⁣

#poshpackages #poshboss #ebayseller #reseller #poshmark #thriftstorefinds #debtfree #resellercommunity

This weekend's sales totaled $2,017 across 36 orders! (39 items) 😃 ⁣
⁣
It has taken me a long time to build up to this volume.  I’ve been a full time reseller for over 1.5 years.  BUT if I can figure this thing out, so can YOU!  The only thing I used to “sell“ was why reading was so important to 3rd graders! ⁣
⁣
If you’re curious to see what’s inside every one of these these packages, how much it sold for and on which platform, I’ve filmed another “What Sold This Weekend” that I released this morning.  LINK in my bio. 🎯⁣
⁣
This weekend I ran an eBay store sale! I marked down my items within 3 tiers (15%, 30%, 50%) based on how long an item had been sitting in my closet (1 month, 2 months, 3+ months, respectively). This is easy to do because I have conditional formatting on my inventory sheet that triggers a different color based on how long inventory has been sitting. 🤓⁣
⁣
Thanks to my sale, eBay accounted for 48% of all my 36 sales this weekend! 🔥 ⁣
⁣
It also helped me put focus on and push inventory that was sitting in my closet for too long.  Inventory management has been one of the most underrated skills I have developed as I try to run a healthy business.  I've learned so much about being smart with costs from my own personal victory of becoming debt free. And when all else fails, I remember to simplify and remember what Mark Cuban says: “Sales cures all.”⁣
⁣
As an added benefit, when I run an eBay store sale, there is an increase of traffic to my store and I end up also selling pieces that are full price, helping increase my profit margins.  It’s a win-win. Also, this weekend, my HUGE holiday order of free USPS boxes arrived and I feel like my office is back in order, fully stocked and ready to go to for all the CYBER Monday deals, I’m hoping to make in 2 weeks! 💃🏻⁣
⁣
Speaking of making sales, there are so many ways that other resellers pack and ship their items, so it’s got me thinking...⁣
⁣
❓How do YOU package your items especially with winter weather as unpredictable as it is? ❓⁣
⁣
#poshpackages #poshboss #ebayseller #reseller #poshmark #thriftstorefinds #debtfree #resellercommunity
1,132 185 19 November, 2019

I really really want Disney+ but I really can't justify it right now. We currently have cable (parents "needed" it when they moved in), Hulu (from my bestie), Netflix (from my parents), and prime (paid by us). At what point do you stop adding streaming services because this is already too much! #daveramsey #daveramseybabysteps #babysteps #babystep2 #studentloans #cash #cashflow #cashenvelopes #budget #budgeting #mealprep #mealplan #frugal #frugalliving #financialfreedom #totalmoneymakeover #debtfreecommunity #debtfreejourney #debtfree #debtsnowball #debtfreeliving #debt #debtfreegoals #debtfreedom

I really really want Disney+ but I really can't justify it right now. We currently have cable (parents "needed" it when they moved in), Hulu (from my bestie), Netflix (from my parents), and prime (paid by us). At what point do you stop adding streaming services because this is already too much! #daveramsey #daveramseybabysteps #babysteps #babystep2 #studentloans #cash #cashflow #cashenvelopes #budget #budgeting #mealprep #mealplan #frugal #frugalliving #financialfreedom #totalmoneymakeover #debtfreecommunity #debtfreejourney #debtfree #debtsnowball #debtfreeliving #debt #debtfreegoals #debtfreedom
5,265 232 18 November, 2019

Here are 10 facts about our journey to debt freedom:
1. We didn't start working together on our debt until about a year after Kayla started.
2. Once we cut up our one credit card "for emergencies" it was a huge mental game changer for us and our mindset on money drastically changed.
3. We originally thought we would be done in 3 years #interest #life
4. We sit down and make a budget at the start of every month and give every dollar a purpose for that month.
5. On average we have put just over 50% of our take home pay towards debt.
6. We eat an unreasonable amount of oats...its only $14.00 for 25lbs, so obvi.
7. We celebrate every $5,000 paid off with 1 rootbeer, which we share.
8. We have taught Financial Peace University twice.
9. We made Greenbeans dog food for about a year to save $😜 10. We are more in love and tighter knit as a family than I even knew was possible because of this journey.
_______
#debtfreecommunity #debtfreejourney #daveramsey #babystep2

Here are 10 facts about our journey to debt freedom:
1. We didn't start working together on our debt until about a year after Kayla started.
2. Once we cut up our one credit card "for emergencies" it was a huge mental game changer for us and our mindset on money drastically changed. 
3. We originally thought we would be done in 3 years #interest #life
4. We sit down and make a budget at the start of every month and give every dollar a purpose for that month. 
5. On average we have put just over 50% of our take home pay towards debt.
6. We eat an unreasonable amount of oats...its only $14.00 for 25lbs, so obvi.
7. We celebrate every $5,000 paid off with 1 rootbeer, which we share.
8. We have taught Financial Peace University twice.
9. We made Greenbeans dog food for about a year to save $😜 10. We are more in love and tighter knit as a family than I even knew was possible because of this journey. 
_______
#debtfreecommunity #debtfreejourney #daveramsey #babystep2
1,296 39 19 November, 2019

Saw this bad boy on the internet somewhere. Does anyone else repeat these to their kids? It might just be their goodnight ritual from now on 🙃
Found out @fire.in.beantown made this awesomeness so have to give credit where credits due 😁

#debtfreecommunity #debtfreeliving #daveramsey #daveramseybudget #daveramseycommunity #frugalliving #debtfreejourney #babysteps #babystep2 #daveramseybabysteps #debtfree #savemoney #personalfinance #financialfreedom #debtfreeclutterfree #debtsnowball #sistersdebtfreejourney

Saw this bad boy on the internet somewhere. Does anyone else repeat these to their kids? It might just be their goodnight ritual from now on 🙃 
Found out @fire.in.beantown made this awesomeness so have to give credit where credits due 😁

#debtfreecommunity #debtfreeliving #daveramsey #daveramseybudget #daveramseycommunity #frugalliving #debtfreejourney #babysteps #babystep2 #daveramseybabysteps #debtfree #savemoney #personalfinance #financialfreedom #debtfreeclutterfree #debtsnowball #sistersdebtfreejourney
3,218 120 19 November, 2019